Getting Car Insurance Quotes Online

3It is easy to find car insurance quotes online; in fact comparing rates and policies online is probably the easiest way to find the right car insurance policy. You can either check the site for each individual insurance company or use a site that does the comparison shopping for you. You will generally have to supply all your auto information only once which is a big advantage of these comparison sites. Expect to take between 10 and 30 minutes to input all the necessary information about your car as well as all your personal information. Quotes are then emailed to you or you may have access to your car insurance quotes online immediately.

Of course you want the lowest rate and the best policy if you are comparing car insurance rates online. One of the biggest things to consider is the deductible and lowering or raising this amount can make a big difference to the cost of your premiums. The deductible is the amount that you would have to pay in the event of a claim on your policy and before the insurance company pays up. However it is also important to make sure that you can actually afford to pay the deductible amount if you had to whether it is $100 $500 or more.

There are many other ways to get the lowest possible quote if you are looking online for affordable 10minutesonline car insurance. The amount of mileage that you drive in a year can make a big difference as well of course as the year make and model of the car you drive. If you have safety features fitted to your car such as airbags or anti lock brakes you can also save money on your online car insurance quote. It’s also usually less expensive to buy your car insurance if you bundle different insurance policies together for example buy your auto and homeowners insurance through the same company.

If you are shopping around for auto insurance for a teen driver you will probably notice how costly it is and this is because teenage drivers are regarded as high risk. Keep your teen driver on your own policy rather than taking out a new one; this can help to lower your rates. The monthly insurance premiums for a teen driver can also be lower if they take and complete a safe driver course. You can even lower the cost of car insurance for a teen driver by persuading them to maintain good grades at school; all the steps taken above can lower policy rates by up to 20 percent. Of course the type and make of car also makes a big difference and if your teen drives an SUV or sports car you can expect to pay more. Yahoo news